Bank account opening and local financing instruments
In force
- Effective date
- Per the official text
- Verification date
- 2026-09-24
- Source
- Official primary source (see link below)
- Standard KYC documents for a foreign company (varies by bank): articles of association (notarised + certified translation), RC extract under 3 months, appointment minutes, legal representative and signatory IDs, proof of address, IF/ICE registrations.
- Cost of credit (official quarterly survey, Bank Al-Maghrib Q2 2026): average rate 4.71% for non-financial companies; 5.20% for SMEs.
- Green financing: a EUR 25 million GEFF facility at CIH supported by the EBRD, the EU and the GCF.
- Public programmes: Intelaka up to MAD 1.2 million, subsidised rate around 1.75%–2%, Tamwilcom guarantee of 80% (official terms apply).
- Note: account-opening timelines, the director’s presence and minimum capital follow each bank’s KYC requirements.
Official sources
Facts in this record rely on an official primary source; texts may be amended, so refer to the official text and the latest Bulletin Officiel.
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